Because jewelry is personal, it’s prized as a token of love, pride and accomplishment. Even small pieces of jewelry can have big significance. Follow this article to learn how to buy and give jewelry to others.

When you’re considering a diamond purchase, plan on shopping around and making comparisons. Find a few reference pieces that you like, and see if other diamonds can do better. Less-scrupulous jewelry sellers have many ways to enhance the appearance of a sub-par diamond, so you have to stay alert.

Take note of whether they wear hoop earrings or studs, yellow gold or white gold, an ankle bracelet, etc. Doing so can help to find the most special piece for the recipient.

When you buy a piece of jewelery, inquire about the jeweler’s insurance policy. That way, if something were to happen to your jewelry, you can easily bring it back to the jeweler who …